I have no money, should I go on student loans for a program I’m not sure about?
After I graduated highschool I took a year off to work and think about what I really want to do, and so the next fall went to college for a year to do a program I though I wanted. Turns out the program is fun and stimulating but the number of people that graduate with this degree and get a job is well less than 1% (true statistic). Now I have applied to other programs that I would enjoy that have higher employment rates, and are more practical and hands on. But I’m broke. All my credits tansfer to the other programs though. So should I just take ANOTHER year off(stay home 🙁 ) and work full time(again), and think about what I want to do(again), or should I bite the bullet, get a loan, work part time, and go into the other programs? Is it better to sit and plan, or go forward in pain and experiment to see what you do and do not like? ..btw..I know this may sound like whinning but I’m really stressed out and have to have this figured out by the end of the week..so confused..
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It sounds to me like your best bet would be to do community college for a year to find what really strikes your fancy. It is much less expensive, and you get to see what it is like to learn about different subjects in a higher education setting. Take some classes related to the major you are thinking of–that will let you know very quickly if it is for you.
My fiance went to school on loans and ended up not liking his major. He is now greatly in debt, since he went to a tech school for it and left. Don’t let this happen you to–explore your educational options first.
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Since it doesn’t sound like you are positive about this career choice, I suggest taking 2-3 classes and working part-time. Maybe just look into taking your general studies classes rather than focusing on a career track of classes. That way, you’ll have time still to think about your major but will be getting some classes out of the way that you’ll have to take no matter what you major in. As long as you are enrolled at least 1/2 time at the school you can qualify for financial aid (including student loans). If you can pay for the classes out of pocket and don’t need the loan then don’t borrow, but if you do need it you need to be enrolled at least 1/2 time to be eligible. And, if you do borrow, only borrow what you need for your schooling.
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Well you could always apply for financial aid and even if you don’t get money (grants) you can still get work study which pays really good and is easy. Otherwise go to fastweb.com and try to find scholarships and also visit the school and see what financial aid they can offer you. But if worst comes to worst you can apply for loans because although they might seem like a lot of money right now eventually you will have a good job that can help pay for them and give you the life style you have worked for.
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Education is a learning experience in more ways than one.You learn about the course your studying but you also learn about yourself. This learning about yourself helps you to reassess the suitability of the course you are doing. Well done for noticing the employment rates for those qualifying from your course not many do until its too late.
If your ok with studying and getting on well then just transfer over to another course, do speak to advisors at your place of study to devise a plan for future employment possibilities. Not sure if you are in the UK or US either way there will be all sorts of funding at least up to Graduate level. keep with it and dont feel you have got it wrong just because your course at present is the wrong one.
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Good luck
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Maybe you can try below website to get the information you need. It’s about student loans articles for your second opinion.
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