What student loand can I apply too! Help?
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The second type of loan is a private student loan which IS credit based. This means that you must have either good credit yourself or you must have a credit worthy co-signer. There is no way around it. It would seem to me that your husband should re-think helping you out and co-sign or perhaps there is a family member who would do it. But there really is no way around it. Best of Luck and if you find a co-signer, then i would suggest that you compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestudentloans.phtml
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.