Student loans?
I need to get a student loan. I have already gotten all the Federal Aid I qualify for. I am wondering if there are any loans that go directly to the student instead of to the school, as I need to take out more than just tuition. Is this possible?
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You would have to go to your bank to do that.
Those loans would have to be approved based on your credit history. Where as with the student loan thru the school. It is different. You sign a promissory note. Stating that 6 months after you graduate you will start return payments on it. What happens is they cut the check to the school after everything is payed for, the rest of the money is then sent to you from the school.
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Go to your schools financial aid department and they will help you with low interest student loans. The loans will include tuition, room and board, book and fees so the amount can exceed what you owe the school. The check will go to the school and then they will issue you a check for any overage. I have four children in college (God help me) and they have a variety of loan packages beyond the $20K a year I have to chip in. The schools are generally pretty good at helping you get the loans you need.
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4 years ago
sure that’s and in case you haven’t any longer already understand, the variations between student own loan and student help is that student own loan you may desire to PAY back!, in case you are able to no longer the overdue costs will rises so becareful with how a lot money you going to borrow.
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Yes it is possible, private loans go directly to you and not to the school. You can use them to pay for whatever you like really. Just a tip: Do not go through Sallie Mae, they are not a reliable company and will scam you.
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I agree with the above answer go to your school fin aid office. they will tell you all the types of aid they offer. I have a student loan but I would prefer to have grants and scholarships because you don’t have to pay them back.
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I agree with above Sean is a good guy to talk to about private loans 480-222-2145
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Maybe you can try below website to get the information you need. It’s about student loans articles for your second opinion.
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Call this guy. He’s a friend of mine that works at a student loan company. He hooked me up and I’m sure he can help you too.
Sean– 480-222-2145
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You should consider talking to a bank.
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http://www.astrivestudentloans.com/
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