First order? Save 5% - FIRST5 close
emanuel_v19

where can i get a loan?

Im a student at a csu in CA and was wondering where can i apply to get a loan? Im looking for a $2k loan. Or is it better through the banks? suggestion are welcomed. thanks

Top 0 Answers
Anonymous

Favorite Answer

Hello;If you go thru a private internet lender,don’t fall prey to these so-called lenders who want money up front for a loan.Never pay up front fees for any type of loan.Legit lenders don’t ask/get fees up front ,ask your banking institution or call states atty. generals office about scam artists wanting $ up front.Be careful of all the scams going on out there.Good luck with your search.
0

Anonymous
This is a pretty standard question. Without spending too much time in a financial aid office, there is plenty you can do get the process started.

Start by going to http://www.fafsa.ed.gov/ and filling out the online form for federal student aid. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. Once you have decided how much you will need in stafford loans, shop around for the best rates. All the rates will be very close but each company offers different borrower benefits and while they may seem small, something as little as .25% difference will be significant over the life of the loan.

Becasue of loan limits, you may need more then what you are able to get from stafford loans. If you find that you need more money then you are offered, you may want to try a private student loan.

The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestudentloans.phtml

Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.

0

sophieb
you didn’t say what you needed it for, didn’t say if you have a savings or checking account (you could borrow against) or where, didn’t say if you asked your parents already for the loan, didn’t say if you needed it for college, didn’t say if you needed it for transportation, etc.
0

Give your grades a lift Order