student loans, help?
hi I want to get a student loan without a co-signer. i know it helps increase my chances but damn it i don’t want to be bother with ptrying to beg someone to help when i know they will try to talk me out of it. My credit score is kinda low and I really was wondering , is it possible to get one?
Thanks for the advice.
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Fill out a FAFSA(Free Application for Federal Student Aid), and that will tell you what you are qualified for, maybe even a grant. the website is listed below.
Hope this helps
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Apply for the federal student loan programs at http://www.fafsa.ed.gov/. They don’t require credit checks or cosigners, and usually have better interest rate, fees and repayment terms than private loans. Plus you’ll be considered for grants from the feds, your state, and your institution. If after you max out on these you still need additional loan funds, do a search for student loan lenders and just start going through the list. Many of the lenders offer a pre-approval process where they will tell you if a cosigner is required or not. Keep looking until you are able to find one.
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Yes.
You’ll get a government loan, and try majors (Citi, Wells, Bank of America…) for a private student loan.
And work on your credit score.
Good luck !
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I go through the student loan people. WONDERFUL!! I didn’t have my credit checked. Make sure you check on your FAFSA that you are interested in student loans and talk to your financial aid department
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