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Student Loan Help!?

I need to find a private loan that I can get without a cosigner and not great credit. I attend a rather expensive university and the government loans from FASFA, of course, don’t give me anywhere close to how much I need. My parents have cosigned loans with me in the past but are unable to anymore. So I need some money for tuition (and a new couch for my apartment) so PLEASE inform me of any loan companies that can help me out!

Personal experience is prefered considering all of the websites that claim they’ll approve you, but don’t.

Thanks!

Top 3 Answers
Jenn

Favorite Answer

Nowhere that you should WANT to lend from is going to lend to someone who

a. doesn’t make “enough” to pay back the loan (they’ll usually give you income minimums if you read the fine print.

b. doesn’t have a cosigner who does make enough money

If someone is willing to lend to you, they’re going to give you an outrageous interest rate and ruin your credit. Find another cosigner. Beg your parents.

Or better yet, go talk to financial aid at your school. Explain that you can’t take out any more private loans, and you’d like them to reevaluate your application. Did you parents make alot less money this year than last? IF so you can fill out a form, usually called, “petition for special circumstances” to prove that your in a different situation this year.

Are you getting sub and unsub. loans? Perkins? Pell? FSEOG?

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biscuit
If you’re working and can provide a recent paystub…CitiBank offers private college loans without a co-signer. You can defer to pay it 6 mos. after you graduate for $28 a month.
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Anonymous
Maybe you can try below website to get the information you need. It’s about student loans articles for your second opinion.
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