Is it possible to get a GOOD student loan w/o a co-signer? Not Sallie Mae please.?
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College: There are Stafford loans with federal guarantee. They don’t have a co-signer and are easy to get, but you must show financial need. If your parents won’t fill out the FAFSA, then you have to wait until 24. You can get a supplemental loan (without showing financial need) only if you have good credit.
Technical schools: Have no idea but some have various programs but it depends on your state. FAFSA is usually first step.
ALL students loans suck as far as interest goes there isn’t much choice.
Try this site for for private loans. http://www.prosper.com. Personal loans based on the premise of ebay….You can specify amount and interest.
However, if you don’t need a whole ton and you don’t mind astronomical interest rates, you may want to try MyRichUncle. I got approved without a co-signer and no established credit, but they didn’t give me nearly as much as I needed and the rates were WAY too high for any sense of comfort in my mind.
Another route you could take is ask around to your friends and family members. Somebody may know someone else who will give you a personal loan at a pretty low interest rate. REMEMBER…it’s not what you know, but who you know.
If you can find a relative or a family friend that will cosign, you can get WAY better rates, but other than that, there isn’t much if there is anything.